Financing with Our Dealership
Montgomery Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Montgomery Ford Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Montgomery Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Hassle-Free Auto Financing near your local area
 You finally found your perfect crossover, SUV or truck and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at Montgomery Ford-Lincoln are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.
Don't know whether to lease or get a car loan? We'll help you out here at Montgomery Ford-Lincoln
Choosing between a lease and a car loan is a critical decision, but with the help of our finance team, we can make that decision simple for you here at Montgomery Ford-Lincoln. For example, if you're looking to switch up your ride every few years, you might want to lease one of the new Ford models available at our dealership near your local area. On the other hand, if you're the type that loves to drive your cars for the long haul, a car loan is undoubtedly the financing option for you.Whatever your choice, we'll make the process easy and streamlined for your convenience.
Ready to Learn More? Get Started with Us Today
Discovering your favorite new Ford model is only part of the process, and our team here at Montgomery Ford-Lincoln is ready to help you take the next step. We're proud to serve all of our North Carolina customers here in Troy, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new crossover, SUV or truck for your budget.
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Montgomery Ford
214 South Main Street
Troy, NC 27371
- Sales: (910) 572-1351
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